Mr and Mrs Lim, 36 and 39 years old, were owners of a 4 Room HDB flat.

They intend to fully pay for their flat and they did not think they could afford to upgrade to a private property.

After sitting down with them to do a personalised calculation with my Personalised Asset Progression Strategies and Planning, they were able to upgrade to a condominium and purchase another for investment and still have extra funds of $160, 000.

They have since upgraded to a condominium and purchased a second property

Mr and Mrs Tan, 35 and 36 years old, were owners of resale condo.

They intend to sell their property to upgrade to a bigger private property, but do not know if they would again if they sell now.

After sitting down with them to do a personalised calculation with my Personalised Asset Progression Strategies and Planning, they were able to upgrade to a new launch condo and purchase another for investment.

They have since upgraded to a new launch condominium and purchase a second property.